Five Ways to Lower Your Car Insurance
If you are a newly qualified driver, or have been quoted a high insurance price on your new car, you might be thinking that it is too expensive to carry on driving. The good news is that price comparison sites exist, and you can secure a better deal most of the time, by changing your insurance company. If you are still not happy with the cost of your insurance, you could take further steps to reduce your premium and use your car for less.
Partner Up
If you have more than one drivers in the family, you might pool up the insurance and get a discount. Often, new drivers are added to experienced family members’ policy, and – in most cases – they can start collecting their no claims discount on their own name. Whether you drive the same car or not, adding an experienced driver’s name on the policy can help you reduce the cost of the insurance.
Advanced or Defensive Driving Skills
If you want to become a better driver, and have had an accident in the past, impacting your insurance, first you need to clear up the legal matters and establish that you are not at fault. Contact https://www.laventlaw.com/ for information on how to deal with the legal side of accidents. Once you have this part taken care of, you could enroll for a defensive or advanced driving course that can lower your car insurance. You need to learn the ins and outs of driving laws, so you can stay safer on the road.
Regular Checks
If you can prove that you are looking after the condition of your car, and you attend the service appointments, some insurance companies will offer you a discount. You don’t want to break down every week because you haven’t carried out the required checks, or got your batteries tested, as this will increase your insurance premium.
Safe Parking
Where you park your car matters for insurance companies. If you can clear out your garage and park your car there, you can get a lower rate. If you don’t have one, you could rent a garage, or a secure parking place nearby, and save money on your yearly premiums.
Add Safety Features
Adding an extra layer of security to your car, and a tracker can also improve the quotes. You can install a dashboard camera or monitor your car remotely, so you don’t have to worry about other drivers making a mistake and you being blamed. At the same time, you can improve the access locks and alarms, so you can find out first when your car is being tampered with.
Whether you are a new driver or have suffered an accident recently that increased your insurance premiums, there are several things you can do to get a better deal. Advanced and defensive driving courses can help you stay safe and pay less, while improving the security of your car will be taken into consideration by insurance companies, as well.
