That veterinary fees have always been exorbitantly high has never been in doubt. However, over the past few years the rate in which vet fees have been rising – Sainsbury’s bank puts the increase at around 12% annually – has caused many pet owners to realise that pet insurance, expensive though it is at times, is the only way they will be able to cover the cost of veterinary treatment should their pet require it.
If you’re unsure as to why you need pet insurance for your cat or dog, here are a few reasons why you need to address the situation now rather than later by taking out a suitable insurance policy for your pet.
Pet euthanasia rates are on the rise
As vet fees continue to rise so too do pet euthanasia rates, in fact, it would not be a stretch to say that they are rising in tandem – when vet fees increase, so too do the rate in which pets are euthanized.
It’s a sad fact, but many pet owners are unable to pay the steep prices vets charge nowadays. A dog struck by a car can cost thousands of dollars to treat and cats similar amounts, so what happens when the owner can’t afford to pay the vet’s fees? They get put down. There are often options for low-income earners, but these are often inaccessible due to location and distance, plus these facilities are often crowded and wait times long.
To avoid the heart-wrenching experience of putting your cherished pet down simply because you can’t afford to pay the cost of veterinary care, take out an insurance policy for your pet. Even a basic one covering accidents for an often wayward dog would significantly help to reduce the risk.
Seek preventative healthcare
When you compare pet insurance premiums you will immediately realise that there are varying levels of cover to choose from, ranging from very basic accident only cover to comprehensive insurance policies that probably don’t look all that different from your own health insurance plan!
High level cover plans enable you to take your cat or dog for regular check-ups and this kind of preventative healthcare is just as beneficial for your pets’ health as it is your own. These insurance plans are often very expensive, but for those who can afford it they are certainly well-worth the costs involved.
Some breeds of cats and dogs are prone to developing certain medical conditions. This makes certain breeds more expensive to insure, but insurance plans with high level cover enable their owners to seek preventative healthcare in the way of regular trips to the vet and that keeps them healthier for longer.
Pet insurance is essential, regardless of how quickly the fees vets charge are rising. If you and your pets are to enjoy each other’s company for many years to come, you need to take care of their health and the best way to do that is with an insurance plan. Take action now to prevent avoidable heartache later.